Which of the following is NOT typically a source of underwriting information for life or health insurance?

The correct response indicates that a Disclosure Authorization Response is not typically a source of underwriting information for life or health insurance. Underwriting relies on detailed assessments of various factors to evaluate the risk presented by an applicant.

Medical history records provide crucial insight into the applicant’s health status, highlighting past medical conditions and treatments that could affect underwriting decisions. Credit reports are also relevant, as they can offer information about an applicant's financial responsibility, which might correlate with their overall risk profile. Application questionnaires are fundamental in gathering essential information about the applicant's health, lifestyle, and history, serving as a primary resource for underwriters to assess risk.

In contrast, a Disclosure Authorization Response is generally a mechanism for permissions and doesn't inherently furnish the specific detailed data that underwriters rely upon. It primarily serves to allow insurers to obtain information from third-party sources, like medical providers or credit agencies, rather than being a direct data source itself.